What the online dating industry won’t say
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Another Valentine’s Day and still single? Looking for love online is so mainstream these days, about 30 million Americans frequent dating sites each month. So what’s to worry about? Find out in today’s Personal Finance pages.

Plus, gets tips on fixing your credit report, read about the merits of retiring in Montana,…………… continues on MarketWatch

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Personal Finance: Cutting clutter a kindness to family
News from Sacramento Bee:

Last week, we wrote about clearing out financial clutter, especially the paperwork that piles up at home and work.

Weeding out unnecessary papers has obvious benefits: staying on top of bills and taxes, avoiding late fees, reducing exposure to identity theft and even making a grab-and-go exit easier in a natural disaster.

But it’s not just about eliminating paper pileups. Getting organized also can be a godsend to your family, said Claes Bell, senior banking analyst at Bankrate.com.

“A lot of people don’t think about this, but if you or a loved one passes away unexpectedly, having account numbers, website log-ins and other key financial information in some kind of order can make it much easier on your (family),” he said. “Do you really want to burden them with the chore of cutting through your financial clutter?”

For all those reasons, here are five more tips:

Less is more

If you have lots of different bank or brokerage accounts, you’re generating lots more paper than you may need.

Unless you have a specific plan, such as better savings rates or laddered CDs, it can pay to consolidate your accounts among a few banks or credit unions, says Bell. Some banks offer perks, such as waiving fees or paying higher interest rates, to those with more than one account. Just be sure your combined deposits stay below…………… continues on Sacramento Bee

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