Spend your risk budget wisely!
News from Ninemsn:

Financial risk-taking means different things to different people. That’s why financial advisors offer a barrage of psychometric tests and questionnaires in an attempt to work out which risks are right for you.

But Dr Doug Turek of Professional Wealth thinks that throughout this process, the real definition of financial risk is often forgotten.

“Financial risk is simply the failure to fund your lifestyle goals, which could include paying your mortgage, funding a desired retirement or keeping the children in private school,” he says. “Some in the investment community focus narrowly on ‘volatility’ or fluctuations in investment returns.”

Goal setting

Of course, your life stage and current financial circumstances will have a big bearing on your goals.

If you’re young, Turek suggests your biggest financial risk could be loss of earnings or worse becoming disabled or dying leaving behind…………… continues on Ninemsn
… Read the full article
.

TIPS Can Offer Long-Term Value
News from TheStreet.com:

NEW YORK (TheStreet) — During the past 12 months, the consumer price index rose 3.6% and oil prices climbed. Seeking to benefit from rising prices, investors scrambled to buy Treasury Inflation-Protected Securities. Inflation-protected funds — which invest in TIPS — returned 8% in the past year, outpacing the Barclays Aggregate Bond Index by nearly 3 percentage points, according to Morningstar.

Should you join the crowd and buy inflation funds? Perhaps. Many financial advisers argue that the inflation funds make good choices for investors who seek to protect their purchasing power. But now some advisers have become lukewarm about TIPS, arguing that they have gotten a bit expensive. A vocal minority says investors should avoid TIPS altogether. In some respects, TIPS resemble Treasury bonds. Like Treasuries, TIPS make fixed-interest payments that are guaranteed by the government. When interest rates rise, the prices of TIPS and Tr…………… continues on TheStreet.com
… Read the full article


AMERICANS MOVING TO CANADA – How To Move & What You Need To Know For Stress Free Settlement With Your Tax And Financial Planning Tips To Maximize Your Assets

As an American this book will help you to decide if you are the right candidate to move to Canada or not. If yes, then it offers you the necessary information about Canadian immigration system with your options to move. Then help on necessary planning for cross border issues that provides both challenges and opportunities. Canada has a well deserved reputation for having some of the highest marginal tax rates amongst the OECD countries. What most Canadians do not realize is that Canada has a

List Price: $ 12.95

Price: