Last Chance for Financial Tips at the Library
News from Patch.com:

Most people could use a little bit of extra coin in their pockets and the Acorn Public Library wants to help residents figure out ways to put a few more dollars in their pocketbooks and keep ’em there—and it’s all free.

On Saturday, Feb. 23, from noon to 1 p.m., the library will host, ‘Money Smart Financial Education—Financial Recovery,’ a program designed to help residents start being money-conscientious.

The workshop will cover topics including: How to assess current financial situation, identifying ways to increase income, decrease and prioritize expenses, developing and implement a financial recovery plan, how to recognize and guard against credit repair scams, and timeframes to review and adjust financial recovery.

The entire program will be guided by Consumer and Family Economics Educator Dedre Thomas, MBA, CEPF.

For more information about the event, visit the Acorn Public Library circulation desk or call 708-687-3700.

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Related News:

South Shore financial gurus offer tax tips for 2012 and 2013
News from The Patriot Ledger:

Although we’re seven weeks into 2013, recent decisions affect how much taxpayers will pay on their 2012 returns. As part of the Congressional agreement on the fiscal cliff, several tax provisions were made retroactive to the beginning of 2012.

“The new law reinstated several deductions and credits that had expired at the end of 2011,” said Tim Barry, a principal of tax services at BlumShapiro’s Rockland office.

Here’s what taxpayers need to know to take advantage of the changes:

Mortgage insurance – not just mortgage interest – is still eligible as an itemized deduction.

The qualified IRA distribution to charity up to $ 100,000 for people 701/2 years or older was extended.

Extension of Section 179 business expensing of up to $ 500,000 for qualified capital purchases.

The ability to deduct either sales tax or state income tax as an itemized deduction extended.

Alternative minimum tax patch extended, exempting more than 30 million taxpayers who would have owed the alternative levy.

Home indebtedness forgiveness extended through Dec. 31. This applies to homeowners who sell properties in a short sale. The proceeds would otherwise have been counted as income by the IRS.

Your take-home pay has gone down. The Social Security tax rate rose from 4.2 percent to 6.2 percent, so review your household budget to adjust for…………… continues on The Patriot Ledger

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