Claudia Buck: Some tips for ensuring a safe-and-sane shopping season
News from Sacramento Bee:

Thanksgiving is barely over, but the holiday shopping season is in full swing. Between Black Friday and tomorrow’s Cyber Monday, hordes of us are expected to be out scouting the malls and neighborhood boutiques or hovering at our computers to shop online.

After several years of recession-induced belt-tightening, consumers may be loosening up a bit this holiday.

“The past couple years, people have been in a self-protection mode … (and) pulled back on their credit card use, but I think there’ll be a bit of rebound,” said Erica Sandberg, editor of CreditCardGuide.com in San Francisco. “It’s a little like dieting: There’s a feeling now that ‘I need to indulge.’ “

But Sandberg and other money-management experts caution against binging on holiday spending. “Always remember what it felt like to be in debt.”

This year, more Americans are jumping into early-bird shopping, according to the annual NPD Group Inc. survey of consumer holiday spen…………… continues on Sacramento Bee

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Tips For Investors: US Investment Funds

 

 

Effective functioning of financial markets is a vital condition of the dynamic growth of a certain country’s economy. It requires a number of financial institutions in various sectors of the financial market.

Investment funds accumulate investors’ money to invest it in bonds, stocks and other assets. Let’s have a look at what the notion of a US investment fund means for investors, how popular they are and which ones are the most popular.

US Investment Fund: Basics

 

 

 

Most potential investors lack investment skills, experience and opportunities. That is the ground for creating investment funds. Their goal is to collect investors’ funds and to invest them in stocks cur…………… continues on «Market Leader» – news and previews making you rich.

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There are many reasons to organize and simplify your financial life. Eliminating clutter, saving time and reducing stress are surely among them. And here’s another motivating factor: Not keeping tabs on your finances can be costly if it results in fees or interest charges you could have avoided, investment losses, additional taxes or other pitfalls.

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Basic Strategies for Simplifying Your Financial Life

Your Financial Records: What to Toss and When

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