Bold New Rule: Students in the UK Must Study Personal Finance
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Your January personal finance questions answered part 2
News from Boston.com:

These questions and answers were originally part of a live chat that occurred on Boston.com on January 29, 2013.

Question: I’m doing a paid internship while in college, and the company offers a retirement savings plan. I could put the money in my savings account in case I don’t get a job right away after I graduate, but I’ve heard it’s really smart to saving early for retirement, which would pay off later on. What do you think?

Debbie Levenson: Good for you. I think it is terrific that you’re already thinking about saving for retirement while in college. Since you are in an internship, rather than a full-time position, I think you may want to wait to participate in the retirement plan until you decide on a fulltime job after school. But then…yes. You should at minimum contribute to a 401k or 403b the amount that your company will match. And try to contribute more. Money put away while you are in your 20s has a very long time to compound and the results are dramatic.

Question: I do not own a credit card, and I never have at the age of 27. Is there any benefit of having one?

continues on Boston.com

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